Welcome to DSCR Mortgage Broker

With over 30 years of experience in mortgage lending, DSCR Mortgage Broker is your trusted partner in finding the perfect loan for your rental property. We provide personalized service and expert guidance to ensure a smooth and stress-free process.

DSCR Loans Nationwide

Loan Consultation

Find out why DSCR loans are the best option for real estate investors.

Here are just a few reasons why:

* No income needed, no employment info used or taken on application, can be self employed

* Take title in LLC or individual

* Qualification is based on current market rent servicing the new mortgage debt, even if property is vacant at time of closing

* Airbnb and VRBO properties welcome

* No limit on number of properties owned

* Interest only options for first 10 years to increase cash flow

* Lending nationwide, in most states

* Min 680 fico

* 1-to-8-unit properties

* Property must be rentable at time of closing

* 20% Down, rates competitive if not better than conventional financing

* Cash out refinance on rental property to 75% LTV

* Minimal reserves, 3 months PITIA x number of rentals owned. Cash out on refinance can be used for reserves.

* Loans to $3 million

Purchase or Refi of Rental Properties Only

Refinance your current rental property, and even take cash out for a new investment property purchase. Each transaction stands alone. Other properties owned have no impact on transaction.

Frequently Asked Questions

What types of loans do you offer?

Our programs are specifically for real estate investors seeking to purchase or refinance rental properties. Cash out refinances are also available for rental properties

What kind of income is verified to qualify for the new mortgage

Only the current or proposed market rental income will be used to qualify for the new payment. No other income is utilized or needed. If the property will be used for Airbnb or VRBO then that future market rent is used to qualify for the new proposed mortgage payment, even if the property is vacant at the time of closing.

Can I be self-employed?

Yes, self employed borrowers are allowed, no income is required.

Contact us

Contact us today for a free loan consultation on your rental properties. Options tailored to your needs.

Bill Reese / Owner, Broker

DSCR Mortgage Broker

Sarasota, FL 34238

Cell 714.317.0077

DSCRMortgageBroker@gmail.com

About us

DSCR Mortgage Broker has over 30 years of mortgage lending experience, closing over $1 Billion in mortgages. Sourcing some of the best loan options for investors to generate maximum cash flow for their rental properties.

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